Frequently Asked Questions

At The Law Offices of Rufus R. Smith, Jr. we are always prepared to answer questions about your case. However, we understand that there are times when you may have general questions for which you prefer a quick answer without speaking to your answer.

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Insurance Fraud and Bad Faith

You purchase insurance and pay your premium on time each month. But when you or a dependent require medical attention for an illness or injury, the insurance company may delay payment or refuse to cover your treatment. This is known as "bad faith," and it is not limited to matters involving health insurance. It can also occur with your homeowner's insurance, renter's insurance, auto insurance, or life insurance.

The insurance company that collects your premium is required to evaluate your claim in a fair and honest manner and pay valid claims in a timely fashion. If you have submitted a claim to your medical, home, or auto insurer or life insurer and it has been unfairly denied, or if the insurance company delays issuing a payment, we can help.

On your side when it matters most

After nearly 40 years representing victims of personal injury, we at The Law Offices of Rufus R. Smith, Jr. understand precisely how insurance companies work. We know their strategies—and what it takes to beat them in the courtroom or at the negotiating table.

Contact The Law Offices of Rufus R. Smith, Jr.

When an insurance claim is denied or payment is delayed it can cause added stress to an already difficult time. We have spent nearly four decades fighting on behalf individuals in cases of insurance fraud and bad faith. We can help. Contact us today at 1-888-614-4279 to discuss your case.

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Local: (888)614-4279
Case Results
  • Pepsi Cola Bottling Company of Luverne, Inc. v. Allen, 572 So. 2d 434 (Ala. 1990
  • Coleman v. Cannon Oil Co., 911 F. Supp. 510 (M.D. Ala. 1995)
  • First Tennessee Bank, N.A., v. Snell, 718 So. 2d 20 (Ala. 1998)
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